savings bonds savings bonds DEFAULT


√ at a glanceWhat is an EE bond?
(EE bonds issued from May 2005 on)
EE bonds we sell today earn the same rate of interest (a fixed rate) for up to 30 years. When you buy the bond, you know what rate it will earn for at least the first 20 years. Treasury announces the rate for new bonds each May 1 and November 1.

See: Comparing I Bonds to EE BondsWere older EE bonds different?Yes. EE bonds bought from May 1997 through April 2005 earn a rate of interest that changes every six months (a variable rate). EE bonds bought before May 1997 earn interest at different rates depending on when they were bought.

Learn more on Interest Rates – Current and PastIf I buy an EE bond now, what interest will it earn? The interest rate for a bond bought from May 2021 through October 2021 is an annual rate of 0.10%. Regardless of the rate, at 20 years the bond will be worth twice what you pay for it. If you keep the bond that long, we make a one-time adjustment then to fulfill this guarantee.

Learn more on Interest Rates – Current and PastIs it taxable?Federal income tax: Yes

State and local income tax: No

See: Tax Considerations

Using the money for higher education may keep you from paying federal income tax on your interest. See: Education PlanningMinimum purchase$25 for a $25 EE bond.Maximum purchase$10,000 each calendar year for each Social Security Number.Available bonds Any amount from $25 to $10,000 to the penny. For example, you could buy an EE Bond for $50.23.How long must I keep an EE Bond?EE bonds earn interest until they reach 30 years or until you cash them, whichever comes first.

You can cash them after 1 year. But if you cash them before 5 years, you lose the last 3 months' interest. (For example, if you cash an EE bond after 18 months, you get the first 15 months of interest.)How do I buy an EE Bond?In electronic form in your TreasuryDirect account

You can arrange to buy through payroll direct deposit. See about E bonds?Before the EE Series, Treasury sold E bonds.

History of U.S. Savings Bonds

All E bonds have stopped earning interest; but if you own them, you can still cash them. Redeeming (Cashing) EE Bonds


The U.S. Treasury Savings Bonds: Issues, Redemptions, and Maturities by Series dataset provides the number of savings bonds that are issued, redeemed, and outstanding each month. The data is broken down by each series of savings bond (for example, Series E, Series EE, Series I, etc.) as well as whether the bonds are matured or unmatured. For each series, the difference between the number of savings bonds redeemed and issued is the number of outstanding savings bonds. This dataset does not contain information on the values or yields of the savings bonds.

Notes & Known Limitations

The Paper Savings Bonds Issues, Redemptions, and Maturities by Series table is a composite of the separate tables Piece Information by Series and Matured Unredeemed Data. Historical information for this table does not go as far back as the Piece Information by Series table and Matured Unredeemed Data table.



Refer to About This Datasetabove for a data dictionary with field names and descriptions, as well as notes and known limitations.
All data is returned as a string, including nulls. Refer to the chart above for the intended data type of each field.
Refer to About This Dataset above for a data dictionary with field names and descriptions as well as notes and known limitations
  • Parameter:
  • Definition: The fields parameter allows you to select which field(s) should be included in the response.
  • Accepts: The parameter accepts a comma-separated list of field names (no parentheses).
  • Required: No, specifying fields is not required to make an API request.
  • Default: If desired fields are not specified, all fields will be returned.
  • Notes: When a field named passed to the parameter is not available for the endpoint accessed, an error will occur. Note that omitting fields can result in automatically aggregated and summed data results. For more information, view the full documentation on Aggregation and Sums.


  • Parameter:
  • Definition: Filters are used to view a subset of the data based on specific criteria. For example, you may want to find data that falls within a certain date range, or only show records which contain a value larger than a certain threshold.
  • Accepts: The filter parameter accepts filters from the list below, as well as specified filter criteria. Use a colon at the end of a filter parameter to pass a value or list of values. For lists passed as filter criteria, use a comma-separated list within parentheses. Filter for specific dates using the format .
  • Required: No, filters are not required to make an API request.
  • Default: When no filters are provided, the default response will return all fields and all data.
The filter parameter accepts the following filters:
  • = Less than
  • = Less than or equal to
  • = Greater than
  • = Greater than or equal to
  • = Equal to
  • = Contained in a given set


  • Parameter:
  • Definition: The sort parameter allows a user to sort a field in ascending (least to greatest) or descending (greatest to least) order.
  • Accepts: The sort parameter accepts a comma-separated list of field names.
  • Required: No, sorting is not required to make an API request.
  • Default: When no sort parameter is specified, the default is to sort by the first column listed. Most API endpoints are thus sorted by date in ascending order (historical to most current).
  • Notes: You can nest sorting by passing the parameter a comma-separated list.


  • Parameter:
  • Definition: The format parameter allows a user to define the output method of the response (CSV, JSON, XML).
  • Accepts: The parameter accepts ,, or as an input.
  • Required: No, the format parameter is not required to make an API request.
  • Default: When no format is specified, the default response format is JSON.



toggle contents

  • Parameter: and
  • Definition: The page size will set the number of rows that are returned on a request, and page number will set the index for the pagination, starting at 1. This allows the user to paginate through the records returned from an API request.
  • Accepts: The and parameters both accept integers.
  • Required: No, neither pagination parameters are required to make an API request.
  • Default: When no page number or page size parameter is specified, the default response is
    • Page number: 1
    • Page size: 100


Our APIs accept the GET method, one of the most common HTTP methods.
In this example, we are...
  • Specifying the endpoint
  • Requesting the JSON response format
  • Sorting the data by in descending order
  • Setting pagination parameters



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Treasury Hunt is our online search engine for finding matured, uncashed savings bonds (over 30 years old and no longer earning interest). You can also find missing payments on other securities. Your search could show:

  • Matured savings bonds or Treasury notes that no longer earn interest
  • Missing payments on series H or HH savings bonds, or
  • Missing payments for securities held in Legacy Treasury Direct

With a few simple, quick steps, Treasury Hunt may reconnect you with forgotten or missing money that you can use for whatever you need, such as:

  • Helping pay for college expenses,
  • Contributing toward a down payment on a home or automobile, or
  • Reinvesting in another investment that puts your money back to work for you

Treasury Hunt requires you to enter a few pieces of information into an encrypted form. Results return immediately, and if any are potential matches, you’ll get more instructions. If your search is unsuccessful, please try again in the future. Treasury Hunt adds newly matured securities and undeliverable payments each month.

Keep in mind:

  • Under the Privacy Act of 1974, if you are not the owner or co-owner of a security  we are limited in the information we can provide
  • Use the buttons and links provided on each page
  • Don’t use your browser to navigate (including the back, forward, and refresh buttons), because that will end your session
  • Make sure JavaScript is enabled in your web browser

Matured Unredeemed Debt (MUD) Report

Report on the Redemption of Savings Bonds: Response to Executive Order 13968 of December 18, 2020


How to find a lost savings bond

Savings bonds issued by the U.S. government help fund federal spending but also are a way to build savings over time. These types of bonds used to be a popular no-risk investment, but purchases have all but disappeared over the past two decades. Today, U.S savings bonds are only available for purchase electronically.

Perhaps you recall receiving U.S. savings bonds as a gift from your parents or grandparents when you were growing up. Since most kids don’t have a safe deposit box at the bank or a safe in their closet, there’s a good chance you have no clue what you did with them. If you’ve lost track of your savings bonds, don’t fret. The U.S. Treasury Department can help you find them. Here’s a step-by-step guide on how to find a lost savings bond.

The best way to find old savings bonds

Review the information you know

Start with the information you do know about your lost U.S. savings bond, such as who’s name is on it and who bought it for you. The more information you can remember, the easier the process becomes. Information about your bond that can speed up the process includes:

  • Bond serial number
  • Issue date (or estimate of when you think bond was purchased)
  • Bond face value
  • Number of bonds missing (if more than one)
  • Name and Social Security number of person on bond and Social Security
  • Name and Social Security number of person who bought bond

Most likely, you won’t have access to all of the details unless written records were kept by you or the person who purchased the bonds. The U.S. Treasury can likely find the bond records as long as you know some of the details.

According to Leslie H. Tayne, founder of the Tayne Law Group, you can determine if you have any lost bonds before submitting anything. “A shortcut you can take to find missing savings bonds is to head to, which shows matured, uncashed savings bonds,” Tayne says.

Treasury Hunt is an online tool available through the Treasury. The tool was discontinued in 2017 but reintroduced in 2019.

Fill out Form 1048

To search for lost savings bonds, go to the U.S. Treasury’s website at and fill out Form 1048, which is titled “Claim for Lost, Stolen, or Destroyed United States Savings Bonds.

“Fill out as much of the form as possible,” Tayne says. “Try to obtain the Social Security numbers of the purchaser and estimated timeframe of the purchase.”

Verify for your form

Once you fill out your form to the best of your ability, don’t just sign it. It needs to be certified. Justin Pritchard, a financial adviser at Approach Financial, says this isn’t easy to do. “The hardest part of the process is getting your signature certified,” Pritchard says. “You’ll need a  signature guarantee or another acceptable form of certification to complete the process. Unfortunately, a notarized document is not sufficient.”

To get your form verified head to your local financial institution, such as a bank or credit union. There you will sign the form and have it certified by the institution’s certifying officer, not a notary. Contact your bank or other financial institution ahead of time to find out if they have a certifying officer and set up an appointment.

Mail your completed form

Once the form is complete and verified, you can mail it directly to the U.S. Treasury Department at:

Treasury Retail Securities Services

P.O. Box 214

Minneapolis, MN 55480-0214

Lost saving bond requests may take several weeks to process. To track your request, you can call the Treasury at 844-284-2676 or by email at [email protected]

Decide what to do with your old savings bonds

Part of filling out Form 1048 is to choose what you want to do with your savings bonds if they are found. You have two options available. “You can request a replacement bond or a payment by direct deposit if you no longer want to invest in the bonds,” Pritchard says. The best option is up to you, with the bond’s age also a determining factor. If the bond no longer pays interest, you will have to accept payment.

Keep in mind that once you receive replacement bonds or payment for your lost bonds, the original bonds are no longer yours. They now belong to the government. If you end up finding the lost bonds, you need to return them to the U.S. Treasury Department.

Bottom line

Losing a savings bond doesn’t mean it’s money lost. The U.S. Treasury Department can help you as long as you can provide some of the necessary information. The good news is that reissued bonds are now in electronic form. You can access your bonds anytime through your TreasuryDirect online account.


Bonds savings

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How to Buy Government Securities - Bills, Notes, Bonds

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